We have up to a $480 over-the-counter (OTC) allowance just waiting for you to spend on approved health and wellness products. With our Flex Spending Card, you have the power to make your health a top priority.
From vitamins and pain relievers to allergy medications, our Flex Spending Card allows you to purchase a wide range of health and wellness products. Plus, enjoy the freedom to shop for these OTC essentials online through our partner, Convey or at popular retailers such as CVS, Family Dollar, Kroger, Meijer, Walgreens, Walmart, and many more.
As a Covenant Advantage (HMO-POS) member, your quarterly OTC allowance puts you in control of your health journey.
2025 Allowance Amounts (no quarterly rollover):
Covenant Advantage (HMO-POS): $85 per quarter, $340 per year
Covenant Advantage Plus (HMO-POS): $120 per quarter, $480 per year
University of Michigan Health Advantage Flex (PPO): $105 per quarter, $420 per year
If you are a current member and need assistance, please contact Customer Service at 844-529-3757 (TTY:711)*.
If you are considering purchasing a Covenant Advantage (HMO-POS) and University of Michigan Health Advantage Flex (PPO) plan and want to know more about the OTC benefits, please call 1-844-962-0430 (TTY: 711) *